Some clients want both - a written plan they can read and execute on their own, plus a professional doing the dispute work in parallel. That's the consulting-plus-repair package.
You learn what's happening on your report and why each item is being challenged, while we send the formal disputes on your behalf. It's the route most clients take when they want to understand the work and not just have it done to them.
How it differs from each piece on its own
Pure credit repair is hands-off: we work the file, you read the monthly updates. Pure consulting is hands-on: you do the work, we coach you through it. The combined package is in between - we do the paperwork, you understand every step.
The combined package usually runs four to six months for a typical case (four to nine negative items, modest collection balance). Heavier cases - multiple charge-offs, recent bankruptcy, identity theft - take longer because there are more items to work and more verification rounds to complete.
To see the full credit-repair process and what's involved, the credit repair hub covers programs, dispute types, and the four-step approach we use. To talk through which package fits your situation, the first consultation is free - book on the contact page.